FOUNDERS

MIKE SINGH
Co-Founder / CEO
- Former senior role in HSBC NA managing US$ multi-billion consumer credit portfolio, and senior role in RCBC (top-5 Philippine banks) advising President on retail/consumer & digital strategy
- Co-founder - Emyth Inc. (leading snack-food retailer (100+ units) & manufacturer in Philippines)
- Co-founded and sold online auction start-up to leading Philippine conglomerate ABS-CBN, Inc.
- 20+ years in entrepreneurial ventures (5 start-ups that became market leaders) and consumer finance strategy and business development (top-10 banks in their market)
- MBA Finance, Marketing, & Entrepreneurship - Kellogg School of Management

ADRIAN CHNG
Co-Founder / Chairman
- CEO, GoBear
- Chairman - Fintonia Group (SEA leading Fintech fund)
- Formerly CEO of JobsDB.com, a leading job portal in 7 Asian countries with 1,000 people, US$1 billion merger with JobStreet.com - a key milestone
- Former senior roles in BlueScope, Telstra, Merrill Lynch and UBS
- 20+ years in strategy, M&A and corporate finance in CEO and C-level roles
- Bachelor of Law (Honours) and Commerce degrees - The University of Melbourne

GREG KRASNOV
Co-Founder / Deputy Chairman
- Managing Director - Forum Capital
- Formerly CEO/Co-Founder of Platinum Bank, Ukraine
- Greenfield (2006) to top 3 consumer finance leader in Ukraine (2013) with 2 million customers
- Substantial international P/E backing, including IFC & World Bank; over US$100 million of capital gain for investors on exit in 2013
- Numerous awards including ‘Best Retail Bank’
- 25+ years of experience - 10 years in Consumer Finance, 15+ years in VC/PE
- Masters Philosophy & International Relations - Cambridge University
THE MANAGEMENT TEAM
MIKE SINGH
Co-Founder / CEO

VADYM KRYVOVYAZ
Deputy CEO/CRO
- Formerly CRO and management board member at Platinum Bank (Ukraine)
- 10+ years of experience in Retail Banking Risk Management
- Skilled in establishing credit functions from "zero-level" with fully centralized underwriting and collection processes
- Experienced in using big data to optimize credit policy leveraging both traditional and alternative sources of data
- Master’s Degree in International Economics & Management - Kyiv National Economic University

KATRINA BIANCA CRUZ
CMO
- Former Head of Marketing in aCommerce, Inc., an e-commerce solutions for Southeast Asia
- Former Regional CRM Manager of Lazada Group, Southeast Asia’s fastest growing online department store, with operations in Indonesia, Malaysia, Philippines, Singapore, Thailand and Vietnam
- 6+ years of experience in digital marketing and performance marketing
- Bachelor of Arts - University of the Philippines

SANDEEP SURYAVANSHI
COO
- Former Director at HarteHanks and held key leadership roles in Integreon Inc., Vakrangee Group & Sitel, with operations in North America, EMEA, APAC & ANZ region
- 18+ Years of Global Management experience in Operations, Performance, Strategy and Client management within BPO, Financial, ITeS & KPO Industry.
- Master’s in Finance and Business Economics major from Mumbai University of India.
- Certified Six sigma Black Belt & COPC Implementation.

VASILY ARKHIPOV
CTO
- Former senior role as Senior Software Engineer in Moneyveo.ua, the leading Ukranian payday loan company
- Former senior role as Senior Software Developer in Luxoft, a Ukranian software company
- 10+ years of experience in software architecture and development
- Master’s Degree - Kyiv National Taras Shevchenko University

ANDREY KOZLENKO
CPO
- Former Head of Card Products at Platinum Bank (Ukraine). Held key roles for new retail bank ventures of ING Group and BNP Paribas Group
- 10+ years of experience in Retail Banking Product Management
- Strong track record in Consumer Credit product life cycle from development to implementation and support
- Bachelor in Banking - Ukrainian Academy of Banking of the National Bank of Ukraine