Mar 07, 2018

AsiaKredit, a Southeast Asian pioneer in responsible, short-term consumer lending, has hired new senior management to strengthen its product, risk management and operations capabilities.

Raymond Santos, Chief Operating Officer, will be responsible for the company’s underwriting, collections and overall operations. Raymond brings over 10 years of leadership experience in outsourcing for customer service, technical support, collections, and sales. Prior to AsiaKredit, Raymond was head of operations for customer service and sales at Alorica, a leading U.S. entertainment company. Raymond also brings with him international e-commerce service delivery experience in the marine and offshore supply industries. He graduated with a Bachelor’s of Science degree from De La Salle University, Manila, Philippines. Raymond is based in Manila, the Philippines.

Andrey Kozlenko, Chief Product Officer, will be responsible for product strategy. Andrey brings over 10 years of strong experience in retail banking product management, having led new retail bank ventures for ING Group and BNP Paribas. Prior to AsiaKredit, Andrey was head of card products at Platinum Bank in Ukraine. Andrey has a strong track record in managing the consumer credit product life cycle and brings significant knowledge to AsiaKredit’s product lifecycle development and customer experience. Andrey graduated with a Bachelor’s degree in Banking from the Ukrainian Academy of Banking of the National Bank of Ukraine. Andrey is based in Kyiv, Ukraine. 

Headquartered in Manila, the Philippines, the AsiaKredit team also includes digital marketing and operations experts, including a highly skilled and established product and risk team in Ukraine that spearheads the company’s data analytics, credit-scoring algorithms, and integrated technology platforms.

In November 2017, AsiaKredit completed the successful launch of pera247, a digital lending solution that provides unsecured small-ticket, consumer loans for up to 90 days through a mobile wallet. Using AsiaKredit’s proprietary digital technology and technical know-how, pera247 incorporates highly predictive digital credit assessment into its underwriting algorithm to improve both the availability of credit to those with limited or no banking history, as well as increase their approval rate. The app was launched in the Philippines, a market where some 71 million people are excluded from traditional financial services.